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25Jul

By Apni Subsidy

25 Jul 2026

Banks Can No Longer Ask for Collateral on MSE Loans Under ₹20 Lakh

The RBI has reaffirmed that scheduled commercial banks cannot demand collateral for eligible MSE loans up to ₹20 lakh. Learn what the rule means, how it differs from CGTMSE, and what small businesses should know before applying for a loan.

24Jul

By Apni Subsidy

24 Jul 2026

India's MSMEs Now Report 8 Crore Jobs. The Real Story Is in the Breakdown

India's Udyam-registered MSMEs reported over 8.04 crore jobs in FY 2025–26. Explore the sector-wise and state-wise employment data, key trends, and what it means for MSME policy and business owners.

23Jul

By Apni Subsidy

23 Jul 2026

A Small Business Exporter No Longer Needs a Bank to Get Paid From Abroad

The RBI has allowed AD-II entities to process trade remittances up to ₹25 lakh, giving MSME exporters and importers an alternative to traditional banks. Learn what this means for cross-border payments and international trade.

22Jul

By Apni Subsidy

22 Jul 2026

RBI Clarifies UPI Credit Lines: What Every MSME Should Know

The RBI has clarified how UPI-linked credit lines will be regulated, removing uncertainty for banks and improving access to formal credit for MSMEs. Learn what this means for small businesses and working capital.

21Jul

By Apni Subsidy

21 Jul 2026

The PM Internship Scheme Finally Lets MSMEs In: Here's What Changed

The Prime Minister's Internship Scheme has officially opened its doors to MSMEs in Pilot Round 3. Learn what's changed, who is eligible, the new stipend, internship duration, and how small businesses can benefit.

18Jul

By Apni subsidy

18 Jul 2026

The Government Just Gave MSMEs Another ₹2,000 Crore – But Not as a Loan

The Union Budget 2026–27 has pumped an additional ₹2,000 crore into the Self-Reliant India (SRI) Fund. Discover how this equity-based financing model operates through SIDBI-empanelled venture capital funds, why it offers an alternative to debt-trap business loans,

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